Smart Physical & Virtual Cards

Cards designed for
total freedom.

From instant unlimited cashback to global travel rewards and metal cards with zero foreign transaction fees — KeyTrust Pay gives you full control over how you spend anywhere in the world.

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Card Portfolio

Choose the card that matches your lifestyle.

Essential

Everyday

Free

Zero APR on debit

“1.0% cash back on all everyday purchases”

  • Instant virtual debit card issuance
  • 1.0% unlimited cash back
  • Zero foreign exchange transaction fees
  • Real-time instant spend push notifications
  • Apple Pay & Google Pay compatibility
  • Free ATM cash withdrawals worldwide (3/mo)
Apply for Everyday
Most Popular

Preferred

Signature

$99/yr

Zero APR on debit

“2.0% cash back on dining, transit & travel”

  • Heavyweight matte black metal physical card
  • 2.0% cash back on dining and travel
  • 1.5% cash back on all other purchases
  • Priority 24/7 customer concierge
  • $150 annual flight and hotel credit
  • Complimentary airport lounge access (2/yr)
Apply for Signature

Elite Tier

Reserve

$399/yr

Zero APR on debit

“3.5% cash back on all global travel & hotels”

  • Crafted brushed titanium card
  • 3.5% cash back on flights and luxury hotels
  • Unlimited airport lounge access (Priority Pass)
  • Dedicated private relationship advisor
  • $400 annual travel statement credit
  • Comprehensive worldwide travel insurance
Apply for Reserve

Everyday Protection

Engineered for safety wherever you roam.

Global Lounge Access

Relax before your flight in over 1,400 airport lounges worldwide via partner passes.

Zero FX Markup

Swipe in any foreign currency anywhere in the world at real mid-market exchange rates.

Instant Card Freeze

Misplaced your card? Freeze and unfreeze it in seconds directly from the app.

Zero Liability Policy

Protected against unauthorized charges with automated real-time fraud detection.

Ready to upgrade your daily spending?

Order your KeyTrust Pay card today. Virtual cards are active immediately upon verification.

Order Your Card Now