Business & Commercial Banking

Banking built for the
modern enterprise.

Empower your business with multi-currency accounts, automated contractor and employee payroll, unlimited corporate cards, and real-time ERP accounting synchronization.

Enterprise Capabilities

Built for complexity. Designed for scale.

Whether you're a fast-moving seed startup or a multinational enterprise, KeyTrust Pay powers your financial operations effortlessly.

Global Treasury

Hold, convert, and pay out in 40+ currencies at real mid-market foreign exchange rates with zero hidden spreads.

ERP & Accounting Sync

Automate bookkeeping with native two-way sync for QuickBooks, Xero, NetSuite, and custom accounting webhooks.

Custom Approval Flows

Define multi-level authorization rules for wire transfers, bill payments, and high-value transactions.

Automated Global Payroll

Pay domestic staff and international remote contractors across 140+ countries on scheduled payment dates.

Multi-Entity Accounts

Manage parent companies, sister entities, and regional subsidiaries from a single master dashboard.

Fast Settlement Rails

Lightning-fast domestic ACH and instant RTP routing, plus fast SWIFT wires delivered with transparent tracking.

Transparent Plans

Clear pricing that scales with your growth.

Starter

$0/ month

Ideal for early-stage companies, solo founders, and freelancers.

  • 1 Primary Business Account
  • 50 free monthly transfers
  • Up to 3 team member seats
  • Standard FX conversion rates
  • 24/7 in-app support
Start Free
Most Popular

Growth

$49/ month

For scaling teams with growing payment volume and multiple users.

  • 5 Multi-Currency Accounts
  • 500 free monthly transfers
  • 15 team seats with permission tiers
  • Discounted FX rates
  • ERP & Accounting sync
  • Priority concierge support
Get Started

Enterprise

Customtailored

For established corporations with custom compliance & treasury needs.

  • Unlimited entity accounts
  • Unlimited monthly transactions
  • Unlimited team seats & role controls
  • Institutional FX spreads
  • Dedicated Account Manager
  • Full custom REST API access
Contact Sales

Expense Management

Total corporate
spend control.

  • Issue unlimited virtual corporate cards in seconds for online subscriptions and ad spend
  • Set dynamic spend caps by employee, department, project, or vendor
  • Automated receipt capture with SMS and mobile notifications after every swipe
  • 1.5% unlimited cash back automatically credited to your principal balance
  • Instant one-tap freeze and real-time fraud monitoring
Department Spend (Current Month)$54,280.00 total
Engineering & Cloud$22,400
Marketing & Growth$14,600
Operations & Logistics$10,200
Office & HR$7,080

Ready to elevate your business finances?

Join forward-thinking companies running their global treasury and payments on KeyTrust Pay.

Get Started in Minutes